BMPCC Wiki

If the negotiation fails or if CCS determines that the debtor is ineligible for a DMP, then the debtor must resort to the other repayment schemes, or eventually face bankruptcy. The Debt Repayment Scheme is a structured yet adaptable program that facilitates an informal agreement between you and your creditors. Its aim is to reorganize your outstanding debts into a more manageable repayment plan, thereby preventing the possibility of bankruptcy. It involves negotiating terms that may include freezing interest rates and waiving certain fees, tailored to make your financial obligations more bearable.

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